Privacy Policy

Privacy Policy for Money Record

1. General Principles
2. Your privacy is important to us. Money Record processes your personal data in a simple, transparent, and secure manner.
3. We only process data when:

• necessary to provide the Service to you,
• you have given us your consent, or
• required by law.
• We do not process sensitive personal data (e.g., race, political opinions, health, biometric data).
• If you are under 13 years old, please do not use Money Record.

1. What Data We Collect

Category	Specific Data	Notes
Account	Email address, encrypted password	For login and registration
Profile (optional)	Nickname, avatar	Displayed inside the app
Financial Data	Income, expenses, amounts, categories, labels, notes, receipt photos	Entered by you
Device & Technical	IP address, device model, OS version, crash logs	For debugging and improvements
Usage Analytics	Feature usage, page views	Anonymized, to improve the app

1. How We Use Your Data
2. We use your data to:

• provide bookkeeping, statistics, and reporting features,
• respond to your support requests,
• fix bugs and improve performance.
• We do not use your data for marketing without your separate consent.

1. Data Sharing
2. We do not sell or rent your personal data.
3. We may share minimal data with trusted third parties only where necessary:

• cloud storage providers,
• crash reporting tools (e.g., Sentry).
• Money Record does not connect to banks, payment gateways, or financial APIs.

1. Data Storage and Deletion
2. Data is stored locally on your device and/or securely in the cloud (if you enable sync).
3. You can delete your account at any time from within the app. All data will be permanently deleted from our servers within 30 days.
4. If you do not log in for 6 consecutive months, we may delete your inactive account.
5. Your Rights
6. You have the right to:

• access, correct, or delete your data,
• export your data,
• close your account,
• exercise any of these rights by contacting us.

1. Security
2. We use:

• SSL encryption for data transmission,
• hashed passwords,
• regular security checks.
• No system is 100% secure, but we do our best to protect your data.

1. Cookies
2. The Money Record mobile app does not use cookies by default. Our website may use basic cookies (e.g., for language preferences) but not for tracking.
3. Contact Us
4. For any privacy-related questions:
5. Email: support@cdddlz.com
6. Changes to This Policy
7. If we make material changes, we will notify you via the app or by email. Continued use of Money Record means you accept the updated policy.

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